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Does our small shop need PCI-DSS?

Anyone accepting card payments falls under PCI-DSS, including SMEs. In practice your acquirer (CCV, Worldline, Adyen) does most of the work when you use their terminals directly. Your part is: no writing down card numbers, no lending out the terminal, and the annual SAQ.

Try this first

  1. 1Ask your acquirer which SAQ applies to you.
  2. 2Complete the SAQ yearly, keep the confirmation.
  3. 3Never store card numbers in sheets, email or CRM.
  4. 4Train staff on tampering: any odd-looking terminal gets reported.

When to bring us in

On doubt or a breach: notify your acquirer immediately and (for personal data) the Dutch DPA within 72 hours.

See also

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