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PSP payout lands as one amount on the bank, how do I match it to individual invoices?

Stripe, Mollie and Adyen send a bulk payout for multiple transactions minus their fee. You need a clearing account per PSP, then it reconciles cleanly.

Try this first

  1. 1Create a separate clearing account per PSP in the ledger (for example 1100 Mollie, 1101 Stripe, 1102 Adyen).
  2. 2Book every customer payment to that clearing account, not directly to the bank.
  3. 3Book the PSP payout from the clearing account to the bank, so the balance walks back to zero.
  4. 4Book the PSP fee on a separate line as a cost, so both payout and matched invoice are correct.
  5. 5Reconcile the clearing account monthly, a residual balance means a missing fee line or currency mismatch.

When to bring us in

If the clearing account drifts structurally, we can help tune the booking rules and chart of accounts.

See also

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