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MFA, free Microsoft Authenticator versus paid tools

For pure MFA on M365, free is good enough. For SSO across every tool, conditional access, and a password vault, the story changes.

Try this first

  1. 1Microsoft Authenticator on each phone, linked to M365 accounts: free. This fully covers MFA on Outlook, Teams, OneDrive, and SharePoint. No extra licence needed.
  2. 2To enforce MFA on non-Microsoft apps via Single Sign-On (SSO), you need Entra ID P1. That ships in M365 Business Premium or is buyable separately.
  3. 3For password management separate from MFA, 1Password Business or Bitwarden Business are the standards. List pricing is published on their sites, somewhere between lunch and lunch-plus per user per month.
  4. 4Hardware tokens (YubiKey) are pricier per token but phishing-resistant. Worth it for directors and finance. Rarely for the whole company.
  5. 5Avoid SMS MFA where you can. Better than nothing but vulnerable to SIM swapping. For SMB an authenticator app is the standard, a hardware key for risk roles.

When to bring us in

For setting up conditional access and SSO on top of MFA, /contact. We assess which licence tier matches the requirement.

See also

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