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Direct debit reversed or returned

SEPA direct debit can be reversed by the customer up to 8 weeks. Bookkeeping must treat the reversal as a new claim.

Try this first

  1. 1Spot reversals via bank import (negative direct-debit transaction)
  2. 2Reopen the original invoice or create a new receivable
  3. 3Send the customer an explanation with a payment request and optional iDEAL link
  4. 4Track reversal rate per customer; high rate means switch payment method

When to bring us in

Above 5% reversal rate, talk to the bank about mandate status or revise customer selection.

See also

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