Skip to content

A customer has a new IBAN, how do I update without mismatches?

An IBAN change touches three places: the customer card, active mandates, and history of open invoices. Miss one and your direct debit fails or a payment lands on the old IBAN.

Try this first

  1. 1Update the IBAN on the customer card in your bookkeeping and CRM.
  2. 2Formally end the old SEPA mandate and send a new mandate for signature, otherwise you debit on an expired mandate.
  3. 3Check open invoices, the IBAN on a sent invoice is signed with the old account, a payment to that may still come in until the client adjusts.
  4. 4Send the next invoice with a short note 'note: new IBAN' to help the client.
  5. 5Schedule a 60-day check for any remaining transactions on the old IBAN, you may need to flag it again.

When to bring us in

For lots of customers with IBAN rotation (banks ending), we can tackle it in bulk.

See also

None of the above fits?

Describe your situation below. We pass your input plus the steps you already saw to our AI and return tailored next-step advice. If it's too risky to DIY, we'll say so.

Who are you?

For the AI question we need your email and company, so we can follow up if the AI gets stuck, and to prevent abuse.

Limited to 2 questions per hour and 5 per day, kept lean so the AI stays useful. For more, contacting us directly works better for you and us.

Or skip the DIY entirely

Our Managed IT clients do not look these things up. One point of contact, a fixed monthly price, resolved within working hours.